Nguyễn Thị Minh Anh, Nguyễn Thị Minh Anh, Trần Văn Nam Trần Văn Nam, and Kanya Rattanapong Kanya Rattanapong. 2025. “Fintech Lending Readiness, Borrower Trust, and Credit Access Among Vietnamese SMEs: The Mediating Role of Information Transparency”. Oikonomia Review: Journal of Economics, Management, and Accounting 1 (1): 34-43. https://ejournal.kalampractica.com/index.php/oikonomia/article/view/46.