R. A. C. Randy A. Cruz, M. L. S. Maria Lourdes Santos, and N. A. H. Nur Aina Hamzah, “Digital Financial Literacy, Fraud Awareness, and Safe Mobile Payment Behavior among Filipino Consumers: The Mediating Role of Perceived Control”, OReview, vol. 1, no. 2, pp. 13–21, Dec. 2025, Accessed: Mar. 04, 2026. [Online]. Available: https://ejournal.kalampractica.com/index.php/oikonomia/article/view/49